Merum

One figure.
Everything you own.

Crypto, metals, startup equity, property, accounts in more than one currency. Merum groups what you own by what it is, not where it sits.

Now in private testing. Join the waitlist for updates.

Thank you — you are on the list. We will write with updates, and when early access opens on iPhone. Nothing else.

Coming soon to the App Storefor iPhone

Smart categorization

Automatic but flexible categories, for an easy snapshot of all your holdings.

Holdings in a retirement account are marked, so you can see them apart from the rest.

  • CashChecking, savings and term deposits, across accounts and currencies.
  • Public MarketsShares, funds and bonds, read from your brokerages.
  • CryptoCoins, stablecoins and staked positions, at an exchange or in your own wallet.
  • Precious MetalsGold, silver, platinum and palladium by weight, priced daily.
  • Private StakesStartup equity: shares and options, at a company value you set, with the arithmetic shown.
  • Real EstateA home, a rental or land, at the value you give it.
  • CollectiblesArt, vehicles, watches: things with no market feed, entered by you.
  • LiabilitiesMortgages, loans and cards. They subtract.

Easily connect and add anything

  • Connected accountsBanks and brokerages, linked once and read from then on.
  • Read-only exchange accessChecked before it is kept. Merum can look and never touch.
  • Watch-only walletsAdded by address. Nothing to sign, nothing to approve.
  • Entered by youAt a value you set, or by quantity that Merum prices.

Credentials never live on the phone. Merum never trades, moves or holds anything.

The currency you think in

Holdings abroad stay in the currency they are held in. Merum converts them for the view, and shows the rate it used.

  • Pick your view currency and every figure follows.
  • Open a holding to see its own currency, the rate, and when the rate was read.
  • No rate, no number: a dash, never a guess.
  • An old rate says it is old.

Over time

Your net worth as a line, marked daily. A day with no mark is a gap, not a guess.

Illustrative

Built for a complicated balance sheet.

Coming to iPhone. Leave an address and hear when early access opens.

Join the waitlist